Please call or email and see what dates we have available.
Arkansas Rural Endowment Fund, Inc.
1306 West Fourth Street
PO Box 750
Little Rock, AR 72203
Committed to providing access to higher education through affordable student loans
You can click the link below to apply for the AREF Loan or come by the office and pick up a printed of copy to fill out at your convenience.
Private student loans
Quick and easy online application
Low Interest Rates of 5% During School 6.5% After Graduation
Don't Start paying it back until 6 months after last day of school
Co-signer is Required
( Note: Adverse credit history may impact approval.)
Toll Free: 800-232-5505
To qualify for a student loan, you must be an Arkansas resident for at least 6 months with a permanent home address outside the city limits
of Little Rock or North Little Rock.
*There is a $20 processing fee for each application.
Tuesday - Thursday 10am - 5pm